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Better Loans & Easier Banking for Seneca County

A member-owned, federally-backed credit union committed to the financial success of our community.  

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Say Goodbye to Higher Rates & Minimum Balance Fees

We’re NOT a corporate bank—we’re a local, member-owned credit union. Our profits flow back to our members through competitive savings rates, reduced banking fees, and lower loan rates.

We’re committed to providing the friendly, local benefits you deserve. With 5,600+ shared branches in our co-op nationwide, our members can bank with us on the go. Take advantage of our shared branching network, lower rates, and direct deposit perks by becoming a member today. 

Get Paid Up to 2 Days Early!

When we receive direct deposit information from your employer, we’ll make your money available to you up to two days early. No sign up required. Just get paid early. It’s that simple.

We also offer unlimited check writing! No minimum balance requirements, no monthly service fees, and a no-cost-to-you Debit Card. 

At Your Legacy, you have the freedom to manage your finances the way you want, with the tools you need right at your fingertips.

Get Paid Up to 2 Days Early!

When we receive direct deposit information from your employer, we’ll make your money available to you up to two days early. No sign up required. Just get paid early. It’s that simple.

We also offer unlimited check writing! No minimum balance requirements, no monthly service fees, and a no-cost-to-you Debit Card. 

At Your Legacy, you have the freedom to manage your finances the way you want, with the tools you need right at your fingertips.

happy family with financial freedom

How to Bank With Us


Now that you’ve heard the perks, here’s how to get started!

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Schedule

Schedule a short conversation with a team member by completing the form below. 

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Discuss

We’ll listen and help you determine the best next step for all your banking needs.

Open Account

Open

Open an account or get a loan, and the perks of belonging to Your Legacy Federal Credit Union are yours.

Who is Your Legacy?

Your Legacy Federal Credit Union, formerly Tiffin St. Joe’s Federal Credit Union, has been serving local customers for over 70 years. Whether you live, work, worship, attend school, or volunteer in Seneca County, we are committed to your financial success. As a member-owned and member-driven credit union, our priority is serving the best interests of our members in a changing economy.

Want to open an account? Get started now!

Schedule an Appointment

Please provide us the following info, and take the first step to better banking with Your Legacy!
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